Groton MA Real Estate Agent, EXIT Assurance Realty


This Condo in Andover, MA recently sold for $368,000. This Townhouse style home was sold by Office Groton - EXIT Assurance Realty.


3 Reservation Rd, Andover, MA 01810

Condo

$364,500
Price
$368,000
Sale Price

7
Rooms
4
Beds
2
Baths
Location, Location, Location, Condo Living at its best! Welcome to this Charming, Picturesque Town home condominium. Period details include wide pine flooring, high ceilings, decorative Fireplace & moldings. This home has a Flexible Layout & the feel of a single-family home. Sun-Splashed country kitchen with breakfast bar, granite counter tops & Eat-in area, In unit laundry. Updates include, windows, Insulation & New split system for A/C & optional heat. Newer Roof & electrical. 2 Assigned Parking Spaces. Roof top deck & First Floor Porch. Fenced in private yard. Low condo fees. Pet friendly association. Close to Indian Ridge Reservation, West Parish, Baker's Meadow Pond, Schools & Vibrant Downtown. Great Commuter Location, nearby Trains, Rt 93 & 495.

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This Condo in Pepperell, MA recently sold for $257,500. This Townhouse style home was sold by Office Groton - EXIT Assurance Realty.


38 Tarbell St, Pepperell, MA 01463

Condo

$259,900
Price
$257,500
Sale Price

4
Rooms
2
Beds
1/1
Full/Half Baths
Welcome to Tarbell Townhouse Condominiums a 55+ Community located close to Shopping, Pharmacy, Eateries & the Nashua Rail Trail. Enjoy this meticulously maintained sunlit home. Spacious Kitchen with Corian Counter tops, stainless steel appliances, bay window & breakfast bar which leads to the dining area & slider to the private rear deck. The laundry area is located in the 1st floor half bath. Custom features include 9” ceilings, detailed crown molding & hardwood. The living room has a fireplace & recess lighting. The 2nd level has a Master bedroom with wall to wall carpeting, vaulted ceilings with access to the bathroom with walk-in shower, it has a 3rd floor loft with skylights & ample storage The spacious 2nd bedroom has 2 full closets & has access to the bathroom. One car garage with finished basement & additional storage area. Central Air. Move in ready! Pride of ownership gleams throughout. Enjoy the beautifully maintained grounds & gazebo. Original owner.

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33 Bailey Rd, Townsend, MA 01474

Single-Family

$298,900
Price

6
Rooms
3
Beds
1/1
Full/Half Baths
BACK ON THE MARKET! Charming cottage on 44 ACRES just minutes from Lunenburg now listed for the low price of $298,900. This is your chance to own your own forest OR build to suit. This house is a gem with new roof, new siding, and new doors in 2015. Newer high-end windows and electric panel, plus an artesian well. This charmer has much to offer but failed Title V. Buyer is responsible for septic design and replacement, possible owner contribution with acceptable offer. Cash offer prefered due to Title V issue. Buyer/Buyer Agent responsible for all due diligence, testing, permits. OWNER RETIRING AND READY TO MOVE!
Open House
Sunday
April 28 at 2:00 PM to 4:00 PM
Cannot make the Open Houses?
Location: 33 Bailey Rd, Townsend, MA 01474    Get Directions

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44 Old Battery Road, Townsend, MA 01474

Single-Family

$314,900
Price

5
Rooms
3
Beds
1/1
Full/Half Baths
Enjoy this split entry ranch with three acres of privacy on a quiet street. The custom wood entry welcomes you into the large living room with fireplace. Sliders bring light into the living room and lead you to the large back deck. Two bedrooms and a beautiful updated bath complete the first floor. The walk-out basement offers a large finished room. The basement also has a half bath, laundry and two bay garage. Come and take a look.
Open House
Sunday
April 28 at 11:00 AM to 1:00 PM
Cannot make the Open Houses?
Location: 44 Old Battery Road, Townsend, MA 01474    Get Directions

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If you are thinking of buying a home in the near future, there’s one three-digit number that could be oh so important to you. That number is your credit score. Read on to find out how a credit score can affect you and the steps you can take to be sure that your credit is in good standing when you head to apply for a mortgage. 


What Is A Credit Score?


Your credit score is checked by lenders of all kinds. Every time you apply for a loan or a credit card, there’s a good chance that your credit score is being pulled to see if you qualify for the loan. Your credit score is calculated based on the information on your credit report. This information includes:


Payment history

Debt-to-credit ratio

Length of credit history

New credit accounts opened


The areas with the most impact on your score is your payment history and your debt-to-credit ratio. This means that on-time payments are super important. You also don’t want to get anywhere close to maxing out your credit cards or loan amounts to keep your score up. 


What’s A Good Score?


If you’re aiming for the perfect credit score, it’s 850. Most consumers won’t reach that state of perfection. That’s, OK because you don’t have to be perfect to buy a house. If your score is 740 and above, know that you’re in great shape to get a mortgage. Even if your score is below 740 but around 700 or above, you’ll be able to get a good interest rate on your mortgage. Most lenders typically look for a score of 620 and above. Keep in mind that the higher your credit score the better your interest rate will be.    



What If You Lack Credit History?


Most people should get a credit card around age 20 in order to begin building credit. You can still qualify for a mortgage without a credit history, but it will be considerably harder. Lenders may look at things like your rent payments or car payments. Lenders want to know that you’re a responsible person to lend to. 


What If Your Score Needs Help?


It doesn’t mean you’re a hopeless case if you lack good credit. Everything from errors on your credit report to missed payments can be fixed. The most important thing that you can do if you’re buying a home in the near future is to be mindful of your credit. Keep an eye on your credit report and continue to make timely payments. With a bit of focus, you’ll be well on your way to securing a mortgage for the home of your dreams.        






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